About Us
About SignpostMe Health Insurance
Full details of what is, and what is not covered will depend on whether the full product or just the DiagnoseMe module are purchased with details contained in the following documents:
Exclusions include the standard health insurance exclusions including (but not limited to) accident and emergency services, pregnancy and childbirth, cosmetic surgery and/or treatment, STD, HRT and bone densitometry. Please see your policy wording or IPID for details.
In summary you can choose cover for:
- You only or
- You and your Partner or
- You and your Children or
- You and your family.
They will remain covered under the policy until the end of the policy year (ends on the renewal date). At renewal your child will need to purchase their own individual policy www.signpostme.com Please note that a child who takes out an individual policy will enter a 5:2:2 moratorium period.
Yes, there are some specific tests or treatments that are excluded. Please check your Policy Guide and IPID for details. You should discuss any specific queries about this with the claims team.
Please check your Policy Guide and IPID for details.
Please telephone our claims team on 020 8608 4285 to make a claim. They will validate all claims and arrange any corresponding appointments.
Setting Up Your Plan
You can get an instant quote directly through the SignpostMe website.
About The Plans
Cover is included for the cost of outpatient mental health treatment where medically appropriate. If your referral is to a psychological therapist, we will arrange a telephone-based clinical assessment with a senior therapist from our mental health network provider who will help organise the most effective treatment for you. This could include face to face therapy, guided self-management or specialist referral. Where treatment with a psychological therapist occurs outside our network provider, it must be delivered under the direct supervision of an authorised consultant psychiatrist.
Cover includes the costs of medically necessary day case or inpatient mental health treatment in an NHS or private mental health unit. All treatment must be under the direct control and supervision of a consultant psychiatrist and must be authorised by us in advance.
Please note that mental health conditions are often long term in nature and may be classed as chronic conditions. If, after a full review of all the medical information available, the condition is considered to be chronic, the condition may not be covered by the policy. Neurodiversity, conditions related to, and assessment and treatment of, are not covered under the policy.
Some policies may include an excess option, meaning policy holders contribute a fixed amount towards eligible claims before cover applies. The excess applies in total per policy year. Check your policy wording for more details.
Contact the SignpostMe claims team on 020 8608 4285 who will arrange treatment with approved providers.
About SignpostMe Well App
First ensure you are using the latest version of the SignpostMe Well app and check your internet connection. If problems continue, contact the SignpostMe support team for assistance support@signpostme.com.
About Us
About SignpostMe Health Insurance
Full details of what is covered (and what is not) can be found in the following documents:
You’ll also find a table of benefits on page 14 of the policy wording.
They will remain covered until the end of the policy year. At renewal the employee's child can purchase their own individual policy at www.signpostme.com. Please note that they will enter a new 5:2:2 moratorium period if applicable.
If an employer has chosen to offer partner and/or cover, they can be added at the start of the policy or at renewal. If a partner wishes to be covered outside of this window, they can take out their own individual policy at www.signpostme.com.
Yes! While cover through an employee benefit ends when an employee leaves the business, leavers can take out a personal policy at www.signpostme.com. Please note that taking out this individual policy will mean entering into a new 5:2:2 moratorium period.
Yes, some tests or treatments may be excluded. Please check your Policy Wording and IPID for details. We recommend that the employee discusses any specific queries with the claims team, who can be contacted on 020 8608 4285.
Yes, cancer is included. Treatment may be included depending on plan option, ongoing/chronic oncology care may be excluded unless specifically stated. Please refer to your policy wording.
Exclusions include the standard health insurance exclusions including accident and emergency services, pregnancy and childbirth, cosmetic surgery and/or treatment, STD, HRT and bone densitometry. Please see your Policy Wording or IPID for details.
The claims team who will validate the claim and arrange any corresponding appointments. Employees (or dependents) will need to telephone: 020 8608 4285 to make a claim.
Tax and Financial Information
Setting Up Your Company Plan
You can use our online calculator to get an indicative quote or contact us through the SignpostMe website website to arrange a bespoke quote.
About SignpostMe
Cover is for the costs of outpatient mental health treatment following a referral from your registered medical practitioner in general practice or your SignpostMe digital GP where medically appropriate. If your referral is to a psychological therapist, we will arrange a telephone-based clinical assessment with a senior therapist from our mental health network provider who will help organise the most effective treatment for you. This could include face to face therapy, guided self-management or specialist referral. Where treatment with a psychological therapist occurs outside our network provider, it must be delivered under the direct supervision of a consultant psychiatrist.
Cover is also for the costs of medically necessary day case or inpatient mental health treatment in an NHS or private mental health unit. All treatment must be under the direct control and supervision of a consultant psychiatrist and must be authorised by us in advance and in writing.
Please note that mental health conditions are often long term in nature and may be classed as chronic conditions. If, after a full review of all the medical information available, the condition is considered to be chronic, we will not pay benefits for continuing or recurrent treatment of that condition. Neurodiversity, conditions related to, and assessment and treatment of, are not covered.
Employees (or dependants) should contact the SignpostMe claims team 020 8608 4285 before arranging treatment to confirm eligibility, obtain pre-authorisation, and receive guidance on approved providers.
About SignpostMe Well App
Employees should first ensure that the latest version of the SignpostMe Well app is being used and check their internet connection. If problems continue, they should contact the SignpostMe support team for assistance support@signpostme.com
Important Information
All claims require validation before an appointment is made, therefore we strongly recommend contacting the claims team on 020 8608 4285 prior to submitting a claim.